Are Your Items Fully Insured By A Moving Service?
Hiring a moving service gives you the confidence that your items are going to be delivered safely. You have peace of mind knowing that the company is licensed and insured. What else can go wrong? However, it is still essential to know what it means when a moving company is insured because when the time for filing a damage claim comes, you know whether or not your items are covered.
Insured Moving Service: What Does It Mean?
When talking about insurance for a moving service, the first thing that comes to mind is that customers’ items are fully protected in the event of loss or damage. This is partly true as there are some things that need to be taken into consideration. The moving company needs to secure business insurance, which covers equipment, facilities, employees, and fleet. The insurance often includes liability insurance, vehicle and many others.
The customer’s household items will also be covered. The coverage will depend on the company’s insurance policy. More often than not, the insurance covers your items for the full replacement value. There may also be some liability limits on this type of insurance. This is why it is important to review coverage with your moving service. If insurance coverage is limited, there are also available upgrades that will provide additional coverage to your items.
Some who are searching for cheap moving companies will consider those without insurance and license. However, this can be risky because in the event your items are lost or damaged, the company cannot be forced to shoulder liability. If the moving service you are dealing with does not have adequate insurance coverage, it is better to consider other options. Even if the company claims that they are fully insured, you will still need to ask them to provide proof. The insurance must also be verifiable.
Once you have verified proof of coverage, you can make arrangements with the moving company for their service. It is important to make an appointment at least two weeks in advance. While a moving company takes care of all the jobs associated with moving, it still pays to make an inventory list so it will be easier for you to know if anything is broken or missing.
A reliable moving service such as Moves Transport offers the most reasonable price and comprehensive insurance. They also have a reputation for taking good care of their customers based on moving company’s reviews.